For example, the DC692 Dash cam can take micro-SD cards of up to 256gb, allowing more recording hours. When it comes to storing footage, dash cams can handle large SD card capacities and can take advantage of cloud storage. This makes it easy to capture number plates and night-time driving. Modern fleets can benefit from high image quality even in low light condition. There is now a wide variety of choice and this is reflected in the variety of camera systems we now install for fleets. In recent years, dash cam technology has come a long way with new innovations disrupting the market. Gone are the days of grainy footage and dangling wires across the dashboard. This service is currently only available to UK users. National dashcam portalĮlectronics company – Nextbase, launched the National Dash Cam Safety Portal (NDSP) a non-profit web-based portal allowing road users to securely upload dashcam video footage and report road incidents directly to a local police force. This comes in useful in the fight against insurance fraud and “crash for cash” criminals. As a result, businesses can be confident that if anything happens on the road, they can submit footage of poor driving behaviour to the police. Out of the 52,174 recordings sent to the police, 33% were actioned. In 2020, WHATCAR? revealed that over 42 police forces now accept video footage. It’s not just insurance companies accepting dash cam footage, even UK police forces are now accepting dash cam footage as evidence. Are the police interested in dashcam footage? Communication can play a big part in creating a safety culture and positive views towards dash cam amongst your drivers. This is also the perfect platform for drivers to talk to each other and pass on vital information such as how to spot such activity. Through training, you can make drivers aware of these risks, how to recognise them and incident management. This starts by taking advantage of your driver training. If you run a fleet of Light Commercial Vehicles (LCVs) and HGVs, it is vital that you prepare to mitigate this risk. What can fleets do to prevent “crash for cash” This makes perfect ground for fraudsters looking at financial pay-outs from injury claims. Large vehicles tend to have a greater stopping distance than smaller cars and the impact of these collisions will be far much greater. The Association of British Insurers (ABI) define crash for cash as: “ Crash for cash scams are run by fraudsters who stage accidents, sometimes with innocent road users, to profit from fraudulent insurance claims.“Īs well as targeting certain locations, criminal gangs are more likely to target larger and heavier vehicles. One of the most common scams is “crash for cash”. Motor insurance fraud is still a big problem for insurance companies, fleet operators and drivers. Not only do they provide evidence, but they can also help you protect yourself from fraudulent claims.Īccording to Insurance company – Aviva, out of 11 000 instances of claims fraud in 2021 – 60% were on motor insurance policies, including many fake injury claims. Preventing fraudulent claims (crash for cash)ĭash cams are a great investment when it comes to protecting your drivers and keeping your fleet vehicles safe. Fleet managers should contact their insurance providers to inquire about any potential discounts for using dash cams in their fleets. Therefore, it is important to look into a hardwired installation instead of self-fit options. This can then be used by insurance companies to adjust insurance premiums based on the increased safety and risk management provided by the dash cams.Ī few things to note are that some insurance providers will not offer discounts for dashcams if they are not permanently fitted to the vehicle. Dash cams provide video evidence that can be used to help determine fault in the event of an accident, and this helps insurers build a true picture of risk. It is possible that the use of dash cams in commercial fleets could lead to lower insurance premiums for fleet managers. By improving the safety of your fleet and protecting against false claims, you can be rest assured your premiums will not skyrocket. They also go a long way to guard against false claims Insurance premiumsĭashcams can help lower your insurance costs. Therefore, technology such as forward-facing dash cams and in cab cameras play a key part in the claims process. Insurance companies realise that certain businesses such as Transport and Haulage firms are targets of false and sometimes even inflated claims. We recently spoke with several transport companies looking for dash cam solutions for HGVS to comply with insurance policy requirements. In the world of commercial fleet, we are starting to see that insurance companies are requesting fleet operators to have a dash cam solution on their vehicles before being getting a policy.
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